Turn the tables on the Credit Card Companies & Collectors.

LITIGATING AND SUING THE CREDIT CARD COMPANY, BANK AND COLLECTION AGENCIES.

How do I file a lawsuit against the credit card lender or bank with which I have a credit card?

There are a myriad of different laws on the federal and state level that govern lenders and specifically credit card issuers for example to list the more common:

* The Truth in Lending Act (TILA)
* State Unfair and Deceptive Acts and Practices (UDAP)
* The Fair  Credit Reporting Act (FCRA)
* The Fair Credit Billing Act (FCBA)

Dozens of additional statutes and laws exist designed to PROTECT THE CONSUMER and govern the credit card issuers! One slip up on any of these laws and a competent Debt Relief Attorney can litigate and sue the credit card company for such a violations and win! For example, did the company not send the borrower the necessary notices of increase in their APR (annual percentage rate), or charge excessive or unexplained late fees, or did they mail statements late? The list goes on and on and on!

For comprehensive and potentially total credit card relief, CREDIT CARD LITIGATION is a very successful methodology to tackling and potentially eliminating the credit card debt. With a single violation, the credit card company risks everything and the debtor can sometimes walk away from their entire credit card balance. Sometimes, the violations are so serious that the savvy and experienced attorney will ask for punitive damages and the courts will not only eliminate the client’s entire balance but order that compensation be paid to the borrower as a form of restitution due to the credit card companies violations.

Most of these cases are on contingency so there are no expenses or fees to you unless the attorney wins the case.

Many "experts" believe credit card litigation is the next shoe to drop on the banks and parallels the robo signing and lies they perpetrated in the foreclosure mess.  For more see http://miami-bankruptcy-attorney.org